P.O.BOX 43796-00100 NAIROBI | +254 143 290690 |  phaltommotors@gmail.com |  +254 726 681010

Car Financing Made Easy

Get behind the wheel of your dream car with our affordable financing options through leading banks and microfinance institutions.

Apply for Financing

Our Partner Financial Institutions

We've partnered with Kenya's most trusted banks and microfinance institutions

KCB Bank

Commercial Bank
13.5% p.a. interest rate
  • Up to 90% financing
  • Repayment up to 48 months
  • Quick approval within 48 hours
  • No hidden charges

Equity Bank

Commercial Bank
14% p.a. interest rate
  • Up to 85% financing
  • Repayment up to 60 months
  • Flexible repayment options
  • Free life insurance cover

Co-op Bank

Commercial Bank
12.9% p.a. interest rate
  • Up to 80% financing
  • Repayment up to 54 months
  • Member rates available
  • Fast processing

SMEP Microfinance

Microfinance Bank
15% p.a. interest rate
  • Up to 75% financing
  • Repayment up to 36 months
  • No salary account required
  • Flexible for self-employed

Faulu Kenya

Microfinance Bank
14.5% p.a. interest rate
  • Up to 70% financing
  • Repayment up to 48 months
  • Group loan options
  • Quick disbursement

Musoni MFB

Microfinance Bank
13% p.a. interest rate
  • Up to 80% financing
  • Repayment up to 48 months
  • Digital application process
  • No collateral required

Loan Calculator

Estimate your monthly car loan payments

KES 500,000KES 15,000,000
KES 0KES 5,000,000

Your Estimated Loan

Loan Amount

KES 2,400,000

Monthly Installment

KES 82,500

Total Interest Payable

KES 570,000

Total Payment

KES 2,970,000

Eligibility Criteria

Simple requirements to qualify for car financing

Valid ID

National ID or Passport for identification

Proof of Income

Pay slips or bank statements (3 months)

Employment Letter

For salaried individuals

CRB Clearance

Good credit standing required

5000

+ Approved Loans

95

% Approval Rate

48

Hours Processing

15

+ Partner Lenders

Simple Application Process

Get your car loan in 4 easy steps

1

Choose Your Car

Select your dream car from our inventory

2

Submit Application

Fill out our simple application form

3

Quick Approval

Get approved within 48 hours

4

Drive Away

Get your keys and enjoy your new car

Apply for Car Financing

Fill out the form below and our financing team will contact you within 24 hours